RRSPs and US Expats – Episode #7

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RRSPs and US Expats – Episode #7

On episode #7 of Crossing the 49th we discuss Canadian RRSPs and how they affect US expats living in Canada.

What are RRSPs?

How do they work?

  • Tax deduction
  • Spousal RRSPs
  • Home buyers plan
  • When they RRIF 71 years old

Impact on US Citizens in Canada?

  • US IRA versus Canadian RRSPs
  • Old 8891 form not used anymore
  • 8833 treaty election
  • FBAR and 8938 reporting
  • Transferring your IRA to your RRSP

      • RRIF splitting
      • Likely not worth it

     

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Disclaimer: The information contained in this Podcast and YouTube video is for information purposes only and should not be construed as tax or financial planning advice. Tax and financial planning rules change from year to year and the information contained within may be outdated. Ensure to engage an experienced and competent tax and financial planner to help you with your tax and financial planning needs.

 

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